It's not too late to buy travel insurance ahead of your Christmas holiday trip - but don't wait much longer
And while many airlines have started to waive some fees associated with changing or canceling flights at airports from coast-to-coast, there is another thing you can do as a traveler for some extra piece of mind: Buy travel insurance.
Weatherproof travel: Travel insurance can protect your holiday trip
Daniel Durazo with Allianz Travel Insurance discusses what people need to know before choosing coverage in connection to last minute holiday travel insurance.
The busy Christmas holiday travel season is in full swing, and a major blizzard with damaging winds and snow and life-threatening cold temperatures in the winter storm's wake will cause significant travel delays that will impact millions of Americans across the U.S.
And while many airlines have started to waive some fees associated with changing or canceling flights at airports from coast to coast, there is another thing you can do as a traveler for some extra peace of mind: Buy travel insurance.
THIS IS THE BEST TIME TO TRAVEL FOR CHRISTMAS TO AVOID WINTER STORM CANCELLATIONS, DELAYS
Is it too late to get travel insurance with a blizzard and arctic air moving into the US?

FILE - Travelers look at flight timetables displayed on a departure board at Ronald Reagan National Airport (DCA) in Arlington, Virginia, U.S., on Sunday, Jan. 16, 2022.
(Samuel Corum/Bloomberg / Getty Images)
If you're wondering if it's too late to get travel insurance - even with the blizzard and dangerous wind chills moving in - you're in luck.
"It's not too late, as long as you haven't left on your trip," said Daniel Durazo, of Allianz Travel Insurance. "The best tip that I can give your viewers is to buy travel insurance when you book the trip."
Durazo said you'll be covered for not only the trip you have planned but the period leading up to the trip, where you may need to cancel or change a flight.
HOW A WEATHER DELAY ON A FLIGHT COULD PUT MONEY BACK INTO YOUR WALLET
What types of travel insurance are available?

Flight departure displays indicate delayed or canceled flights at Philadelphia International Airport November 26, 2014 in Philadelphia, Pennsylvania.
(William Thomas Cain / Getty Images)
Durazo says it's a good idea to understand what travel insurance covers.
"So, there's basically two pieces to it," he said. "The first piece is cancellation coverage. So, if you can't go on your trip because somebody got sick or injured, or there's something else going on which is covered by insurance, you can cancel your trip and get your money back and go another time."
There's also something called post-departure benefits.
"Those are the things that can happen while you're traveling, and they can vary from a medical emergency where you end up seeking medical treatment," Durazo said. "You're not going to want to have to pay for that yourself. Travel insurance can pay for annoying things like significant travel delays to expensive things like lost luggage. Travel insurance can cover all of those things."
WHAT TO DO IF YOUR FLIGHT IS CANCELED
Is there anything I can do if I opt to pass on travel insurance and something happens?

FILE - A Delta Airlines jet is de-iced at Minneapolis-St. Paul International Airport near St. Paul, Minn. on Tuesday, Nov. 29, 2022.
(John Autey/MediaNews Group/St. Paul Pioneer Press / Getty Images)
We have some bad news if you're among those who decided not to spend the extra money to buy travel insurance.
You will be on your own if something happens, like a blizzard forcing an airline to cancel a flight.
HERE'S WHAT YOU CAN DO IF YOUR LUGGAGE IS DELAYED, LOST OR DAMAGED
"If they don't want to add the travel insurance to their trip, there's really not a lot they can do," Durazo said. "You know, it's a small cost not only for the protection of the trip and things that might happen but all the peace of mind. Isn't it great to be able to go on vacation and not have to worry about something that might happen and know that if you are careful, you can get your money back? If something happens while you're traveling, you can get the help you need."